See A Sample Financial Plan

See A Sample Financial Plan

By Steve Harvey


When you’re about to drop a significant amount of your hard-earned money on something, how much thought and research do you put into it? Would you purchase a home without doing a walk-through and completing an inspection? Would you buy a car without taking it for a test drive first? Probably not. So why should you pay for a financial plan without knowing what to expect?


As financial plans are supposed to be uniquely tailored to each client’s individual needs, circumstances, and goals, advisors can’t easily provide one without working extensively with the person. However, we were up for the challenge and wanted to create something that could help people better understand what a financial plan may look like should they choose to work with us.

What Does A Financial Plan Include?

Financial plans can address a myriad of concerns and goals, from college planning to retirement income strategizing. Depending on your needs, your plan may focus on one overarching element or instead focus on multiple goals you’d like to achieve over time. Whatever you choose to focus on, your financial plan is designed to serve as your road map, helping you get started at point A and making your way to point B.


At The Harvey Group, we believe a good financial plan should give you a detailed, comprehensive snapshot of your current financial situation, a thorough modeling of where you want to be, and the actions you need to take to reach those goals. It should address all the pieces of your financial puzzle, from stresses and fears to your values and dreams, and encompass risk analysis, cash flow, retirement, estate planning, taxes, education, and income strategies to help bring you clarity and guidance. It is through our planning process that we can help you prepare for life’s expected and unexpected circumstances.


Throughout our planning process, our clients gain a complete view of their wealth and understand each of the integrated components, including:

  • Understanding what wealth and success means to them
  • Defining their unique purpose
  • Clarifying their financial goals
  • Prioritizing what is most important to them
  • Planning to leave a lasting legacy

The result is a simple yet powerful guide to help our clients move toward financial freedom. Through our tailored approach, we focus on providing you an effective game plan and advice in layman’s terms. Our comprehensive retirement plans are created to help weather any economic climate so you can experience confidence in your financial future.


While most people leave their financial advisor feeling confused about what’s happening with their money, we strive to ensure you’re completely aware of your financial plan and the reasoning behind our recommendations. Money doesn’t have to be complicated, and we do all we can to make the complex simple.

See Our Sample Financial Plan

We’ve developed a sample financial plan that reflects our planning process. It looks at a fictional couple’s lifestyle income plan and how we developed it, including identifying their goals, creating a balance sheet, reviewing their cash flow, and more.


Please reach out to us at [email protected] or (703) 549-5447 for a sample plan to look through. Keep in mind that this is only a hypothetical plan presented to illustrate what a client’s plan may resemble should they work with us. The characters and circumstances are completely fictional and are for illustrative purposes only. Be sure to seek the advice of a qualified professional for your particular situation and not rely upon any of the information herein to make personal financial decisions.


Once you’ve had a chance to go through it, book an appointment online so we can discuss how we can create a tailored financial plan for you. You can also reach out to us at [email protected] or (703) 549-5447 with any questions.

About Steve

Steve Harvey is a financial advisor with more than 34 years of industry experience. He is also the founder of The Harvey Group, an independent investment consulting firm based in Alexandria, Virginia. He works closely with middle- and upper-middle-class families to help them address their critical financial planning challenges, from investing with confidence to planning for retirement. Based in the Washington, D.C. area, he works with clients throughout Virginia and Maryland. Learn more by connecting with Steve on LinkedIn or visiting